Your Internet Banking Account Is Not Safe - Know Why?

With the increased use of internet users and the increased need to banking needs, more and more people are using internet banking facilities to transfer money, recharge their mobile prepaid balance or shopping online, but most of them are not aware of the risk in using internet banking facility.
Here are few must know Internet Banking Safety Tips to safely access you net-banking account and keep it secured from possible phishing or fraud attack.
First of all let me explain what the phishing attack is and how online hackers and frauds are trying hard to steal your money from your net-banking account.
If you receive any email from your bank with subject line something like

• Dear user, security system upgraded.
• You account is terminated. Please take an action to reactivate it.
• You account is disabled. Please take an action to re activate it.
• Please take some time to move your account in latest upgraded security system to protect your account.

Generally these emails will contain link to their fraud site and you will never come to know that you have become the victim of phishing attack as the fraud site will be the identical copy of your bank's website in look and behavior. They will ask for your user id first and will show some kind of process and then they will ask for other details like passwords and personal details. You must stop there as no bank will ask for your password or personal details this way.
How to verify that you are on your bank's website and not on phishing website?
You can verify this by looking at the address bar of your internet browser. You must know the exact url of your bank site, for example if it is onlinesbi.com than sbionline.com (just example) might be the phishing attacker's website. You can also verify the internet banking website from their SSL (Secured Sockets Layer) certificate, which will be highlighted near the starting of address bar in browser.